When two soldiers are found hanged, the Army concludes suicide, but the men’s families suspect a cover-up.

Billy Ray Hargrove & Michael Carmichael

Billy was found hanging from a tree


The National Cemetery in Little Rock, Arkansas, is the final resting place for hundreds of soldiers, sailors, and pilots. Two men buried here are at the center of a mystery that has no easy answers. Their names are Sergeant Billy Ray Hargrove and Sergeant Mike Carmichael. The Army says both men killed themselves, but their families say the army is dead wrong. Harvey Hargrove is Billy Ray’s father:

“Mike didn’t have anything to die for, no more than Billy had anything to die for.  Neither one of them committed suicide. They didn’t do it.”

Michael vowed to find the truth

Billy Ray Hargrove and Mike Carmichael led similar lives. Both had planned careers in the military since they were kids. Both joined the Army in their teens. And both married Korean women while stationed in the Far East. They became best buddies as they climbed through the ranks.

During the first Gulf War, Billy and his outfit were sent to Saudi Arabia. However, according to Billy Ray’s mother, Sue Nunnally, the conflict ended before their platoon saw any action:

“When Billy finished Desert Storm, he was disappointed because his men did not get a merit award, a medal that he felt like they deserved. And he set about trying to get the medal for them, and no matter what direction he went in, he just couldn’t accomplish it.”

Billy just couldn’t accept the Army’s decision and made a questionable decision of his own. He forged his superior’s signature on the appropriate documents. A short time later, his men received their medals. In June of 1991, he arrived in Korea for another tour of duty and was arrested at the airport by military police for forgery.

Michael was found hanging from a tall locker

Billy’s court martial was not his only problem. His marriage was also falling apart. Billy Ray’s mother, Sue Nunnally, said Billy and his wife were fighting frequently:

“There was a lot of jealousy. She was constantly accusing him of having a girlfriend and having a child somewhere that she didn’t know anything about. And it wasn’t true at all.”

On February 20, 1992, Billy missed a summons to report to duty. Even after one of his fellow sergeants informed him that he was late, Billy never reported. Instead, he took his dog for a walk. Twenty minutes later, Billy’s wife heard the dog barking. When she went to see what was going on, she found Billy hanging from a tree by an elastic parachute string.

A suicide note was found in his pants pocket. It read, in part:  “My life is really screwed up now. And I just don’t know how to fix it.  I’ve been thinking a lot about taking my life for a long time now.”  Sue Nunnally had doubts that her son wrote the note:

“I looked at the writing and I did not believe it was his writing. It did not look to me like his writing.”

The Army acknowledged that the note might not have been in Billy’s handwriting. Even so, they ruled his death a suicide. According to Billy’s mother, they concluded that he had been depressed about his upcoming court martial and divorce:

“He was not the type of person to commit suicide, no matter what. Especially putting a rope around his neck.  I just could not believe it and I still don’t believe it.  Something happened to him, but he did not commit suicide.”

What happened to the box of papers?

The autopsy report also contained evidence that it might not be suicide. Billy had cuts and abrasions on his face, hands, and knuckles. Billy’s mother thinks Billy may have been involved in a fight before he died:

“But the military, in their report, didn’t question anyone or ask where the scratches came from. They just ignored them.”

When Billy Ray Hargrove was laid to rest on March 4, 1992, one of the mourners at his funeral was his friend, Mike Carmichael. Billy’s father recalled a conversation he and Mike had:

“When I finally met Mike, it was at Billy’s funeral when he brought Billy’s body back home. And he told me, he said, ‘We’ll give ‘em hell. We’re gonna make ‘em pay, the SOBs pay, for what they done.”

After the service, Mike returned to the Hargroves’ house with Billy’s family. Billy’s mother also spoke to Mike Carmichael:

“He looked at me and he promised and he told me that if it was the last thing he ever did, he was going to find out what happened to Billy Ray.”

But six weeks later, Mike was also found dead. Mike’s uncle, Oscar Carmichael, served in the Marines for 20 years. He said Mike believed there was a larger conspiracy involved:

“There had been three other Army personnel there in Korea that had supposedly committed suicide, and my nephew told his birth mother, he said, ‘Don’t be surprised if I’m next.’”

Mike Carmichael returned to Korea and began his own investigation. He and his wife, Sun Hui, visited Billy Ray’s widow and collected his personal papers. Included was a letter Billy wrote to his father a few days before the hanging. But that letter never made it home to Harvey:

“He was supposed to have written me a letter sometimes in February. And I’m sure if I could  find that letter, it would explain everything.”

Mike continued to collect Billy’s papers and stored them with his own papers in a metal box. Mike told his Uncle Oscar that if anything were to happen to him, Oscar should immediately open the box. But Mike never said what was in it.

Then, on April 3, 1992 — Mike Carmichael’s 38th birthday — he received an unexpected phone call, ordering him back to the base. According to his wife, Sun Hui, by the next morning, Mike had still not returned home:

“On Sunday morning, I called the Army base to find out where my husband was. I talked to a security guard. I was told that he did not see my husband. So I asked him to try to knock on the door of his barracks room. He said that there was no response and the door was locked.”

An hour later, Sun Hui found Mike Carmichael’s body in his barracks’ office. He was hanging by parachute cord and was leaning in an odd position against his locker. Like Billy, he had abrasions on his face and a gash on his forehead. He had been dead for several hours.

The Army’s investigation concluded that Mike Carmichael had taken his own life because he was depressed over financial matters and Billy’s death. His uncle, Oscar, doesn’t believe it:

“There was no way that Mike would take his life and take the chicken way out. He was happier than I had seen him in a long time, due to the fact that he and Sun Hui had just gotten married in July. They were like couple of overgrown kids, really. And he had his retirement to look forward to. I think he was angry and I think he was going to direct his anger towards finding out the reason why or who caused his friend or killed his friend.”

The Carmichael and the Hargrove families absolutely refuse to believe the deaths were suicides. They launched a letter writing campaign asking for the official reports from the military. Unsatisfied with the Army’s response, they contacted the office of U.S. Congressman Jay Dickey. Greg Stein was Congressman Dickey’s legislative assistant:

“Even the reports that I could get were lacking in the photos of the crime scene. Other things were withheld or whited-out for certain reasons. And after looking at it, I don’t think that they took into account all of the different aspects of the case.”

Congressman Jay Dickey says he believes there’s been a cover-up:

“I don’t want to accuse anybody at this time, but the reason why there would be a cover-up, I don’t know. That’s one of the things we want to find out. But I happen to think that if we open this thing up, that we will find an answer.”

The two families are especially troubled by the many similarities of the two deaths. Both Billy and Mike died just after they were summoned to the Army barracks. Both were tied with parachute cord. Both had cuts and abrasions on their faces and hands. And both men were found hanging just inches from the ground.

Congressman Dickey thinks the position Mike Carmichael’s body was found in raises questions:

“The question marks that come up about Sergeant Carmichael start with the fact that he was found in a sitting position some three inches from the floor. Even the natural instincts of a person would have your hands falling down, or pushing against it.”

The metal box that contained Mike and Billy’s personal papers was sitting on a desk, across the room from Mike’s body. The box of letters later disappeared. No one knows what happened to it and military personnel deny its existence. The men’s families suspect a cover-up. Billy Ray’s mother, Sue Nunnally:

“I believe that in Billy Ray’s case, and in Mike’s case too, something had to be going on that wasn’t right. Something that they found out about, or knew about, or maybe something that they were going to expose:

A congressional hearing upheld the Army’s finding of suicide. They found that Mike had choked himself with a rope while sitting on the ground. Billy’s mother says the hearing was just a formality, put on for show. She insists the two buddies were murdered.

Watch this case now on Amazon Prime in season six with Robert Stack and in season three with Dennis Farina. Also available on YouTube with Dennis Farina. Various seasons available now on Hulu.




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    I when to school with Billy and join the Army together, I’m sure there is more to this story.


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    Sad Viewer

    I just watched this episode and am disgusted in the way these families have been treated, especially by some of you posting. Obviously you are not paying attention to the facts, or don’t understand the similarities in the case. There’s no way these honorable men killed themselves. Not saying that abuse of any kind is ok, but even if he did have a rocky first marriage, so what. I did and I didn’t kill myself and neither did he. It doesn’t explain why the weird calls to the army or why they were hung, with similar scratches etc. Was really hoping for a resolution to this case was posted. Sad to see that nothing has been done to help these families.


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    Ryan L. Willams

    I think that it’s a crying shame that the U.S. military, and possibly the U.S. government, are continuing to keep secrets from civilians who have a right to know about certain things that may not be kosher in the military, like the mysterious deaths of two U.S. servicemen that were ruled “suicide”. It’s almost as if they’ve classified the deaths as part of “national security”, or some silly nonsense. My dad an Air Force engineer who served in Vietnam, and if he had died in the manner in which these two young men did, I wouldn’t rest until I found out the absolute truth about his death. So to the families of Billy Ray Hargrove and Michael Carmichael, I just want to tell you that I wish you all the best in trying to find the truth about their deaths. God bless you.


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    Daniela Carmichael

    My father Mike did not kill himself. My mother claimed he cheated on her and beat her, but none of his 3 daughter’s ever seen any violence. Not to say it didn’t happen. What we knew of our father was not violence. My mom and him separated when I was 6. He remarried to a Korean woman when I was 9 and on his Birthday was found dead. I believe my father knew some things he shouldn’t and was murdered for it. And I believe his new wife help cover it up. When this originally went on unsolved mysteries she stated she didn’t want any further investigation. Why wouldn’t you?


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    Hadel Toma

    Army murdered them plain and simple and they will get away with it because America is run by criminals and thugs.


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    If I were the detective, I would find out if there were people or nations against it and hold everyone of that nation or against it and would question them. The army had all these resources yet they never used it, the only one not proved innocent or not having an alibi is the ARMY!!!


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    If all else fails, go back to the beginning. I was reading the sentence in which “Billy missed a summons to report for duty” even after one of his fellow sergeants informed he was late”. Who was this “sergeant”? If he took his dog for a walk, where was the dog when they found the body? How long between the dog walk and finding the body?

    A point by point timeframe needs to be done on both parties. Time frames, known associates….Where did they meet these women? How long did they know them before they married? What was their MOS? Did they have access to supplies, secret information?

    What did the autopsy report reveal? Was it death by hanging? Was there mention of the cuts, and abrasions? I am former military and would love to help in getting the family closure. Did the family get any medical evidence?

    Who else knew about the metal box? Sun Hui

    How did she know to go right to the barracks? Don’t you think that she would have called the commandants office to see if her husband was still on base? The other widow is suspect as well.

    Comments anyone?


  8. Avatar


    If the recreation is precise and he owned a collie, that dog would be making a ruckus far before he was dead if someone else was involved. It must have been someone he knew – and someone the dog knew.

    You can’t tie up a collie and walk off – especially under duress, without it raising all hell. Any investigator should establish a timeline for the dog. Determine how that dog was distracted enough to allow it’s owner to fistfight and be hung. How nothing was heard until the dog barking brought his wife outside? Very odd.


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    Two possibilities:-
    The two men had family issues and they killed both of them, Billy had fights with his wife, and why did Michael give the box to his Uncle, not his father or mother? Because he has family issues.
    Both had committed suicides Billy had fights with his wife, and court issues and commits suicide, and Mike lost his great friend so he went, that’s why he gave the box to his uncle.


    • Avatar


      Family issues…. ok. That doesn’t explain the condition of the bodies, where it looked as though both put up a decent fight before their suicides. Guy flat warns his uncle, don’t be surprised if I am next! The uncle did not get the papers, so I don’t understand that at all. Lots of people have issues, but the fact that they are both taken out the same way doesn’t make sense. Seems like they pissed off airborne – both hanging with parachute cord. Really an odd case. Sorry for the families.


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      Hadel Toma

      Do you work for the crooks called the ARMY???


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      Daniela Carmichael

      What the reports don’t say is his my father “Mike” had 3 daughter’s. I dont believe he committed suicide.


      • Avatar


        I’m a soldier as well and I’m curious they mentioned your father had an abrasion across his forehead is it possible to exhume him and have a proper autopsy done I know it will be terrible and I couldn’t imagine unearthing my brothers who passed but if there’s been military corruption than it needs to be uncovered your father seems like a great man and if he died for our country he needs to be remembered for it again I’m sorry for your loss ma’am


  10. Avatar

    A Suffering Army Gulf War Vet.

    The Army and DOD are definitely covering stuff up about exposures during the gulf war 1990-1991. Vaccines, PB pills, Insecticides and Nerve Agents. No clue if This has anything with this case, but they’re service during this time should not be overlooked or taken lightly.


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    Blue bird

    What In The Hell? Those Men Did Not Kill Them selves That’s A cover Up I Dont Know Why U Military People Are Neglecting These families! All Of U Need To Get Out There And Do Your Damn Jobs! AND Help These Poor Families! Get The Justice They Deserve!


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  13. Avatar


    It’s a shame that after all this time no one has come forward with anything, not even 1 lead. Something more needs to be done. This is UNACCEPTABLE!


  14. Avatar

    dont matter

    Your finally going finally going down 😉


  15. Avatar


    If the government doesn’t want something found out, it won’t be found. Case in point: JFK, RFK, and JFK Jr. I wonder what our founding father’s would think of how Amercia turned out nearly 240 years after many happily gave their lives for freedom? Ashamed, and disgusted is my guess.


  16. Avatar


    Wow of course the army’s trying to cover up something


  17. Avatar


    They were murdered. Army covered it up.


  18. Avatar


    These men enlisted in the army to protect their own country from the enemy, only to find out their enemy is their own country, who inflicted such pain on both of these men and countless others, which lead to their untimely demise. They knew something, that would have brought down some powerful people or some conspiracy that was going on, they were silenced by the army, the army covered up their death by claiming suicide. It is a shame, so sad for these families to lose their love one in such a horrifying way. They need to bring those responsible up on charges. Then they wonder why people don’t want to enlist in the army.


  19. Avatar

    J. Watkins

    I remember this like it happy today. I was station at camp casey, S. Korea. as a 91 B ( medic) back in 1992, Work at main hospital on post and was on duty the day call came that a soldier had commit suicide. Am one of medic that went out and assit in removing Carmichael body from living quaters and am soldier who prepare his body to be tranport to souel.I wish i had a way to contact his family and tell them what i observed.


  20. Avatar


    Of all the similarities listed between the two men, I find it interesting that both men had Korean wives who found their husbands hanging.


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CMP implements commercially reasonable security measures to help protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. Except for membership directories, membership lists and registration lists, and the sharing of information as set forth in this Privacy Policy, we restrict access to Personal Data to certain companies who need the data to operate, develop, or improve our services. These individuals or partner organizations are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.


Unfortunately, no data transmission over the Internet or electronic storage is fully secure. Accordingly, and despite our reasonable efforts to protect your Personal Data from unauthorized access, use, or disclosure, CMP cannot guarantee or warrant the security of the Personal Data you transmit to us, or to or from our online Sites. If you have questions about this Privacy Policy, please contact us.


Certain areas of the Sites require the use of a user ID, email address, or password as an additional security measure that helps protect your Personal Data.  To help you protect your privacy, these Sites have tools to help you log in and log out.


We rely on you to update and correct your Personal Data.  If you are a user of our Sites, subscriber to [CMP product], purchaser of CMP products and services, you can review, update and correct your information directly on CMP’s website or by contacting us using the information in the “Contact Information” section below.


Typically, we retain your Personal Data for the period necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.  This may include retaining your Personal Data indefinitely, even after you are no longer a CMP member, in order to provide you with future marketing opportunities and other purposes, as well as to comply with our legal obligations, resolve disputes, or enforce any of our agreements.  


Please note that you can request, at any time, that we delete your Personal Data.  All requests must be directed to the contact in the “Contact Information” section below.  We can decide to delete your Personal Data if we believe that the data is incomplete, inaccurate, or that our continued use and storage are contrary to our obligations to other members, individuals, or third parties.  When we delete your Personal Data, it will be removed from our active databases or anonymized so that the data is no longer identified with you, but the data may remain in our archives if CMP determines that it is not practical or possible to delete it.

Your Personal Data is processed in the United States, where privacy laws may be less stringent than the laws in your country and where the government, courts, or law enforcement may be able to access your data.  By submitting your Personal Data to us, you agree to the transfer, storage and processing of your Personal Data in the United States.

You, as the data subject, have the right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, place of work, or place of the alleged infringement, if you believe that the processing of your personal data does not comply with legal requirements.

In the event we determine the occurrence of a data security incident, we will notify you by email, US mail, telephone, or other means as permitted by law.

If you have questions, comments, or complaints concerning our privacy practices or if you wish to change, access, or remove your Personal Data, please contact us as indicated below.  We will attempt, where practical, to respond to your requests and to provide you with additional privacy related information.

Cosgrove Meurer Productions, Inc. is the owner of this Website and retains all ownership rights to the information collected at this Website. Cosgrove Meurer Productions, Inc. reserves the right to change, modify, add, or remove provisions of this Privacy Statement. Any changes to this Privacy Statement will be posted here, and we encourage you to check back from time to time. In addition, Cosgrove Meurer Productions, Inc. will notify registered users of changes as they occur.

We allow third-party companies to serve ads and/or collect certain anonymous information when you visit our web site. These companies may use non-personally identifiable information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party web beacon to collect this information. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, you can visit networkadvertising.org. Your use of the site constitutes your agreement to accept cookies, beacons and third-party advertising. Cosgrove Meurer Productions, Inc. assumes no responsibility for third-party ads.

ARTICLE 1. Personalization
1.1 We may use the contact information you give us to better tailor your Website experience to your interests, and to send you information about Cosgrove Meurer Productions, Inc. and its services as well as promotional material on behalf of some of our partners. We may use other information that you provide to us to show you content in which you may be interested and to display the content according to your preferences. We will also share this information within Cosgrove Meurer Productions, Inc. in order to enhance your experience on this and other Cosgrove Meurer Productions, Inc. Websites.
1.2 In addition, we may share this information with advertisers or other third parties that are not part of the Cosgrove Meurer Productions, Inc. family on an aggregate or other basis that does not disclose your identity or contact information.

ARTICLE 2. Online Surveys/Contests
2.1 From time to time, we may conduct online surveys and contests. These may ask you for contact information (like name or email address) and demographic information (like zip code or age).
2.2 We may use this contact information from our surveys and contests to provide you with information about our company and promotional material on behalf of some of our partners, and to contact you when necessary.

ARTICLE 3. Shopping/Commercial Services
3.1 This Website may offer shopping services, which may be offered by us or by a firm that operates a store under contract with us. If our Website offers shopping or other commercial services, you will use a customer order form to request information, products, and services. The order form will ask you to give us contact information (like name or email address), financial information (like account or credit card numbers), and demographic information (like zip code or age).

3.2 We will use the financial information that you provide to bill you for products and services. By giving our Website your credit card and related personal information, you are authorizing our store to give that information to the merchant and credit card company in order to confirm and fulfill your order.

3.3 We will use contact information from the order form to fulfill your orders. We may also use contact data to get in touch with you when necessary. We will not otherwise use or distribute your financial information without your prior approval.

ARTICLE 4. Public forums
4.1 This Website may make available chat rooms, blogs, forums, message boards, and news groups. Please remember that any information that you disclose in these areas becomes public information and you should exercise caution when deciding to disclose your personal information. Information disclosed by you or by others enters the public domain and may be freely used by any other persons or entities using the site.

ARTICLE 5. Information Sharing With Third Parties
5.1 From time to time we may enter into a special relationship with another company that is not owned by Cosgrove Meurer Productions, Inc. to provide additional features at this Website. These special relationships may include “powered by” partners, business partners, sponsors, and co-branded sites (referred to here as “co-branded pages”). These might include, for example, pages that share our name and that of another entity. You should look for a specific privacy statement on any such co-branded page. Any personal information that you provide when signing up at one of those co-branded pages may be shared with our third party partner. You should also check our partner’s website for information regarding its privacy policies.

5.2 Also, the nature of some features of our Website may require that we share personal information about you with persons or companies outside of Cosgrove Meurer Productions, Inc. For example, this may occur at a feature that enables you, via our Website, to ask questions of persons or entities that are not part of Cosgrove Meurer Productions, Inc. By responding to those features of the site, whether by email or direct entry of information on our Website, you are consenting to our transferring that information to such persons or entities.

5.3 With respect to specific registration modules, like contests, we may disclose personal information collected, and we may post a conspicuous statement on the registration module to the effect that we will be disclosing the information collected with third parties.

5.4 Finally, we may share any of the information collected from you with these other non- Cosgrove Meurer Productions, Inc companies in an aggregate basis. The aggregated information is not linked to any information that can identify you.

ARTICLE 6. IP Address and Log Files
6.1 We may use your IP address to administer our Website, to help diagnose problems with our server, to analyze trends, to track users’ webpage movements, to help identify you and your shopping cart, and to gather broad demographic information for aggregate use.

ARTICLE 7. Cookies
7.1 This Website may use a standard technology called a “cookie” to collect information about how you use the Website. Cookies reside on your computer and help our Website to recognize your computer’s browser as a previous visitor. This information allows us to customize delivery of information. For example, our Website may use cookies to save and remember registration information or preferences that you may have set while browsing the Website, to keep track of your shopping cart, to ensure you don’t see the same ad content repeatedly, to deliver content specific to your interests, and to save your password so you do not have to re-enter it each time you visit our site. We use cookies only to gather information as indicated in this policy.

7.2 In addition, on occasion our site may also set a “session cookie” which helps us administer the Website. The session cookie expires when you close your browser and does not retain any information about you after it expires.

7.3 Finally, we may also use an ad network provider to help present advertisements on this and other Cosgrove Meurer Productions, Inc. websites. This ad network provider, like other advertising service vendors, uses cookies, web beacons, or similar technologies on the hard drive of your computer to serve you advertisements tailored to interests you have shown by browsing on this and other sites you have visited, and to determine whether you have seen a particular advertisement before and to avoid sending you duplicate advertisements. In doing so, the provider collects non-personal data such as your browser type, your operating system, web pages visited, time of visits, content viewed, ads viewed, and other clickstream data. The use of cookies, web beacons, or similar technologies by these ad network providers is subject to their own privacy policies, not ours, and Cosgrove Meurer Productions, Inc. assumes no responsibility for the collection or use of such information.

ARTICLE 8. Banner Advertising
8.1 We have contracted with an ad-service to place banner advertising on our Website. All of the data provided and generated by the ad-server software remains in our possession. This feature of our Website may, on occasion, set “cookies” on your computer. Any information collected or stored by the ad-service or the cookies is treated in the same manner as other information described in this statement.

ARTICLE 9. Children’s Personal Information
9.1 Consistent with the Children’s Online Privacy Protection Act:

9.1.1 This site does NOT collect, use, or disclose personal information (including online contact information) of children under the age of thirteen (13).

9.1.2 In the event that a child under the age of 13 attempts to register on our site, we will NOT accept the registration and will delete information received from the child.

9.1.3 In the event that a child posts personal information in a public forum such as a chat room, we will attempt to delete that information once we become aware of it.

ARTICLE 10. Security of Your Personal Information
10.1 Cosgrove Meurer Productions, Inc. employs reasonable security measures consistent with standard industry practice, for information collected through this Website. We believe that we have adequate security measures in place in our physical facilities to protect against the loss, misuse, or alteration of the information we collect on our Website. We also use internal protections to limit access to users’ personal information to only those employees who need the information to perform a specific job.

ARTICLE 11. Sale or Merger
11.1 If this Website is sold to, or merges with, another company not owned by Cosgrove Meurer Productions, Inc., you should expect that some or all of the information collected from this Website may be transferred to the buyer/surviving company. If so, CMP will seek to obligate the acquiring company to use any personal information transferred by this Website in a manner consistent with this statement, but cannot guarantee that it will be able to impose that requirement or that the acquiring company will comply.

ARTICLE 12. Legal Process
12.1 You should be aware that Cosgrove Meurer Productions, Inc. may be required to disclose your personal information to the government or third parties under certain circumstances, such as in court or regulatory proceedings.

ARTICLE 13.  Contacting the Website

13.1        If you have any questions about this Privacy Statement, the practices of this Website, or your dealings with this Website, please contact us at: unsolved@unsolved.com.

ARTICLE 14.  general information

14.1        Choice of Law:  This Agreement and the Additional Terms shall be governed by, construed and enforced in accordance with the laws of the State of California , as it is applied to agreements entered into and to be performed entirely within such state, without regard to conflict of law principles.

14.2        Choice of Forum:  You agree that any cause of action you or Cosgrove Meurer Productions, Inc. brings to enforce this Agreement and/or the Additional Terms, or in connection with any matters related to this Website and/or the Privacy Statement, shall be submitted to arbitration in the County of Los Angeles, State of California, United States of America in accordance with the commercial rules and regulations of the American Arbitration Association then in effect (as amended herein), provided that said arbitration shall be heard before a single arbitrator, who shall be a retired judge, selected pursuant to such rules and regulations, and shall be conducted on an expedited basis and in confidence. The arbitrator’s decision shall be controlled by the terms and conditions of this agreement and any other agreements I may enter into with you, and shall be final and binding, and shall provide for each party to bear its own costs of arbitration and attorneys’ fees.  Each party expressly waives any right to a jury.  Judgment upon the award of the arbitrator may be entered or enforced in any court of competent jurisdiction. 

14.4        If any provision of this Agreement, or the application thereof to any person or circumstances, is held invalid or for any reason unenforceable then such provision shall be deemed superseded by a valid, enforceable provision that matches, as closely as possible, the original provision, and the other provisions of this Agreement shall remain in full force and effect.  The failure of either party to insist upon strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right.  Unless expressly provided otherwise, this Agreement is the entire agreement between you and Cosgrove Meurer Productions, Inc. with respect to the use of this Website and shall not be modified except in writing, signed by an authorized representative of Cosgrove Meurer Productions, Inc.

ARTICLE 15.  European Union and Other Foreign Nations

15.1        This Website is governed by and operated in accordance with the laws of United States of America and is intended for enjoyment of residents of the United States.  Cosgrove Meurer Productions, Inc. makes no representation that this Website is governed by or operated in accordance with the laws of other nations.  By using this Website and submitting any personal information, visitors from outside of the United States acknowledge this Website is subject to U.S. law, consent to the transfer of personal data to the U.S., and waive any claims that may arise under their own national laws.