The Mysterious Disappearance of Bonnie Haim - Unsolved Mysteries

When a young mother disappears, her 3 year old son may be the only witness.


Bonnie Haim

Missing:

Gender: Female
DOB: 5/21/69
Height: 5’3”
Weight: 110 lbs.
Eyes: Brown
Hair: Brown

CASE DETAILS

On Christmas morning, 1992, in Jacksonville, Florida, Bonnie Haim, a young wife and mother, opened presents with her son.  Bonnie’s husband, Michael, captured the moment forever on video.  Less than two weeks later, Bonnie Haim inexplicably vanished.

Is this the footprint of a killer?

Police began to suspect that Bonnie was dead—a victim of foul play.  Their suspicions soon focused on Michael Haim.  Among the most damning evidence was the extraordinary testimony of a surprising witness—Michael and Bonnie’s three-year-old son, Aaron.  This case has fueled a bitter, but unusual family dispute.  Bonnie’s own parents say she willfully abandoned Michael.  But some of Michael’s relatives are equally convinced that he murdered Bonnie.

Michael worked as a manager in the construction supply company owned by his Aunt Eveann and her husband.  Bonnie did their accounts.  Eveann claimed that Michael was often abusive to Bonnie at the office and at least once, became physical:

“One day they got into an argument… in the parking lot.  And she came in crying and he had slammed her hand in the door and her nails were broke and she was very upset at that point.”

Bonnie’s purse was found in a dumpster

Bonnie eventually decided to leave her husband, and in preparation, opened a bank account in her own name.  To keep her plans secret, Bonnie had the bank statements mailed to her at work.  According to Eveann, Michael was enraged when he found out.  Bonnie closed the account.  But according to those closest to her, Bonnie never wavered in her plan to divorce Michael.  She gave money to a friend for safekeeping, put down a deposit on her own apartment, and enrolled her son in a new preschool.

But all that changed on the night of January 6, 1993.  That evening, Bonnie came home from work at around 7:30 PM.  She intended to drop by Eveann’s later, to finalize plans for a friend’s baby shower.  According to Eveann, Bonnie called her at 8:30:

“She was crying and she was upset.   I asked why, she said that she and Mike had gotten into a discussion.  And I asked her if she wanted me to call her back later.  And she said no, that she would just talk to me in the morning.”

Detectives found her car at the airport

The next morning, neither Bonnie nor Michael showed up at work.  However, hopes for Bonnie’s safe return began to dim that same morning.  Her purse turned up roughly five miles from home, buried in a motel dumpster near the Jacksonville airport.  According to Detective Robert Hinson of the Jacksonville Sheriff’s Department, robbery was not a motive due to the amount of money and credit cards left in the purse:

“The purse was secured by a maintenance worker, and a police officer was called to the scene, along with family members.”

Michael insisted from the start that he was not involved in his wife’s disappearance. He said that on the night of January 6th, Bonnie drove off alone after an argument at around 11 PM.  According to Detective Hinson, Michael stated that he called his mother, Carolyn Haim, and asked her to watch Aaron while he looked for Bonnie:

“According to Carol and Mike, he was gone approximately 45 minutes.  Then after he allegedly did that, he returned to the house where he waited until the next morning and never called the police, and called in and told his employer that he was going to be sick that day.”

Bonnie and Michael Haim

Detective Hinson was less than convinced by Haim’s account.  His instincts led him back to the Jacksonville Airport, near the motel.  Sure enough, it was there that Detective Hinson found Bonnie’s car, abandoned in a parking lot:

“What was unusual was the positioning of the driver’s seat, which appeared to be farther back than would have been comfortable for Bonnie. It was more in relation to someone about Michael Haim’s size.  After the vehicle was processed, we found a shoe print on the driver’s side floor board.  It was a very pristine print.”

Police concluded that the print had been made by the last person to drive the car.  The distinctive tread pattern was traced to a rare style of athletic shoe.  The exact pair was owned by none other than Michael Haim.  However, Bonnie’s father Robert Pasciuto did not feel the shoe print had any significance:

“If it’s his footprint, I’m not sure it means anything.  My footprint is in my wife’s car, that doesn’t mean I have ever done her any harm.”

Next, in a bold attempt to uncover the truth, Detective Hinson arranged for a child psychologist to interview Bonnie and Michael’s son:

“From what Aaron told us that day, my only conclusion was that there had been a domestic fight and that Michael Haim had killed his wife and had removed her, and that their three and a half year old son Aaron Haim had witnessed this.”

However, Bonnie’s father Robert was unconvinced by his grandson’s testimony:

“The credibility of a child is something that you have to judge in perspective.  He’s said a couple of things that we know were not true.  Mom’s car is in the lake.  We know her car wasn’t there.”

The families continue to be split about what, if anything, Michael knows about his wife’s disappearance.

Update:

A piece of a skull was found while excavating the former home of Bonnie Haim. Authorities have confirmed the remains belong to Bonnie, and her husband, Michael Haim, has been arrested and charged with murder. In December 2015 he was released on bond while awaiting trial. We will bring you more information as this story develops.


Watch this case now on Amazon Prime in season eight with Robert Stack and in season six with Dennis Farina. Also available on YouTube with Dennis Farina. Various seasons available now on Hulu.

 

46 Comments

  1. Anonymous

    The child, Aaron, had a father, two sets of grandparents and other family members. Why was he placed in a foster home instead of with family? We’re all of these people suspect? And how did they win a wrongful death suit against Michael?

    Reply

  2. Anonymous

    For what it’s worth, I would be a character witness for Mike. Was friends with him from the time I met him in the mid 90’s at work. Hung out with him often during that time. He was one of the calmest, friendliest people I know. Met his nice family including his hanicapped sister he always treated with loving patience. Mike was kinda country and unassuming and I find it unbelievable that he was capable of this act. I pray I’m correct in that judgement of his character and for both families involved.

    Reply

    • Chrisa

      That is usually how abusers appear to outsiders

      Reply

    • Someone

      Just because he appeared like a kind, and caring person doesn’t mean that he was that way to his wife. Many people have described serial killers in the same manner. That they never would have harmed anyone and how shocked they are at their crimes.

      It just seems odd that a stranger would have the same rare shoe as the husband, and that they’d find her years later buried in her own yard. If a stranger killed her then why bury her in her own yard, and how would her husband not notice any disturbances?

      Reply

  3. Anonymous

    Regardless of the outcome, sending love and prayers <3

    Reply

  4. Anonymous

    You know what I don’t get is why her own father was defending the husband it’s pretty messed up. And the poor kid had to witness this. Hope her husbnad rots in prison he should not be let out!!

    Reply

  5. Anonymous

    I do not know and con not be a judge of this mans character, although he seems to be held in high regard by those that know him. I haven’t read far enough yet to see whether a case has been heard. But just on what I have read so far I would without doubt say that he did indeed murder his wife.

    Reply

  6. Dave

    Go to https://core.duvalclerk.com/CoreCms.aspx?mode=PublicAccess

    look up:
    16-2015-CF-007825-AXXX-MA

    Reply

  7. anomonious

    Where is his x girlfriend Charlene from Florida but was with him in TN and NC

    Reply

  8. anomonious

    Great parents knew them in Tennessee, went out with Michael very nice guy on the surface hope lady justice is served

    Reply

  9. Jordan

  10. Bigbear

    We’ve known Michael for many years. I have overheard neighbor say a bad word about Michael. I’ve never seen any displays of temper or any tendency to violence. Michael goes out if his way to be helpful and friendly to the neighbors. It is impossible to believe this man could have committed such an act of violence and covered it up for more than 20 years. Where was the blood? How could he have hidden a body so well in such a short period of time? Surely the police searched the house, the cars,the yard and everywhere else. I don’t buy it.

    Reply

    • Lindsey

      he was a very nice man from my interactions with him at work. He was very helpful and always was helping at work when he was supposed to be off.

      Reply

  11. Sue316

    I also grew up on the same street in Waynesville. Everyone in the neighborhood loves this man and still supports him. Have you heard anything from Bonnie’s parents? No the reason is because they still believe in michaels innocence also. The person who committed this crime was the uncle he was the only person who benefitted from Bonnie’s death. I’m thankful Michael will finally have a chance to clear his name and put this behind him!

    Reply

    • Teresa Tomlinson

      Are you kidding me?? They found her remains at their house what more do you need? He killed her you know he killed her! And I’d be different if she really was missing in her body never showed up but her body was turned up at their house he was mad she was going to leave him saving her money and he couldn’t take it I hope he gets what he deserves which is life in prison better yet the death penalty if y’all have it

      Reply

  12. ballu

    es lady ko uske boy frend ne mara hai

    Reply

  13. Littlebear

    I grew up across the street from this guy in waynesville nc. I always knew something was different and strange about him. very rude and stand off guy. not many neighbors liked him. but now I know why. prayers are with the victims family! I am glad they have him justice will be served!

    Reply

    • Sue316

      Your an idiot I also was a neighbor and everyone in the neighborhood loved this man and are still standing behind him and believe he is innocent…. Have you heard anything from Bonnie parents??? No you wanna know why??? Because they still believe in his innocence also!!! This crime was committed by the uncle who was the only person to get anything from Bonnie’s death….

      Reply

  14. Dianne

    I worked and was friends with Michael. I am so devastated right now. Do you know how many family gatherings we had around that pool. I left my children with this man!!!! I would never guessed in a million years he was capable of doing this. How could this have happened????? RIP Bonnie, you did not deserve this!!!

    Reply

    • Lindsey

      I worked with him in NC just last year. I never would have thought he would have this hidden. Prayers for his family and Bonnie’s family.

      Reply

  15. Lorine D

    I lived in Jacksonville Florida… Today the official said that the body (skull) found WAS =( Bonnie Haim AND *ARRESTED* Micheal Haim (the husband) for Murder ….. go to firstcoastnews.com (local news station) to hear/read the details …..

    Reply

  16. Tammy K

    So sad to hear this.. I knew this family back when they lived in the state of Virginia.. Norfolk. Military housing before they moved to Florida. I was friends with her sister Michelle. Bonnie & our next door niegbor, Sheila would hang out. Sometimes the 4 of us. We were young pre teens back then… The good old days!! I hope this family has had some sort of closure.. Peace and prayers (Bonnie)

    Reply

  17. a viewer of Un. Mysteries

    Of course someone checked out the creek or the lake for a body, right? Or wherever the creek washed into? Logical? Hopefully?

    Reply

  18. Anonymous

    Any update?

    Reply

  19. curious

    does anyone know if the fragment they found belong to her?

    Reply

  20. Anonymous

    Just waiting for more information to come out about this story. I have been a family friend with Michael’s family for almost 20 years. I never knew Michael only seen him at his parents house a few times. Of course this subject never came up. I being a kid at the time did not think much about it. But now as an adult it is very scary to me.

    Reply

  21. elj

    Gut feeling mystery solved!

    Reply

    • gaynor

      I feel in my heart he did this knowing she was leaving him men like him prey on innocent woman and then once the lady has seen his true colours . All of a sudden she dissapears

      Reply

  22. Steve Ferguson

    My guess is the husband will be a suicide candidate before this is all over. Poor kid will always be a huge victim in this.

    Reply

  23. Anonymous

    Any parent would want to believe that their child is safe and just took off in the middle of the night rather than dead. Her parents are amazing people, my heart goes out to them. The sadness they must feel right now hurts my heart. It is a horrible situation that i as a parent hope and pray that i never know. I know both families and i just hope the truth one day (hopefully soon) comes out.

    Reply

  24. Anonymous

    Any parent would want to believe that their child is safe and just took off in the middle of the night rather than dead. Her parents are amazing people, my heart goes out to them. The sadness they must feel right now hurts my heart. It is a horrible situation that i as a parent hope and pray that i never know. I know both families and i just hope the truth one day (hopefully soon) comes out.

    Reply

  25. That's just Insane

    You would think that his parents believed he was innocent. And her parents guilty. I just think that no mother in her right mind would desert her child(ren). But what’s done in the dark will come to light. He took away his son life also, by murdering his mother. Justice may be late, but it won’t be denied!

    Reply

  26. Christy

    How can her own mother think that she would have deserted her own little boy without knowing all the facts? It’s a good thing that the detective on this case took the investigation seriously. Otherwise someone may get away with murder.

    Reply

  27. ronnie

    I used to live on this street at the time….and most people in the neighborhood believed that he did it. A purse found in a dumpster with cash and credit cards still in it? Burglary, mugging, think not. Shoe print found in car matched her husbands…shotgun found in creek pointed out by son. This guy could be getting a visit from the local authorities very soon.

    Reply

  28. Sophia Pasciuto

    If that’s her I don’t want to believe that’s my aunt I’m hoping she is still living just like my family if she is dead rest in peace aunt Bonnie

    Reply

  29. jennifer

    He might have meant gun in the lake from what ive researched the father threw a gun in the lake and the little boy told his foster mother as they were walking over a bridge and she notifies police and a gun was found that had been in the lake approximately two years after his mothers disappearance

    Reply

  30. Jax Newspaper Reader 12-14-2014

    12-14-2014

    It was announced today that a woman’s body has been found buried in the back yard of the house that Bonnie and Michael lived when she disappeared in 1993. The body was discovered during the demolition of a backyard pool. Was the 3 year old child “mostly correct” when he said his Mom’s “car” was “in the lake”, when in reality he meant the Mom’s “body” “by the pool ?” lake and pool are the same to a 3 year old. Too late for prison for Michael ?

    Reply

    • u jumped the gun

      No such announcement was made on Sunday. The news did report pieces of bone, possibly part of a skull. How did you hear that it was a woman’s body?

      Reply

    • Anonymous

      Part of a skull fragment was found. we are still waiting for it to be verified as human. We do not know anything else at this time.

      Reply

  31. Diana

    Looks like they found her. Skeletal remains have been found on the property on Dolphin Ave. where Bonnie lived.

    Reply

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Certain areas of the Sites require the use of a user ID, email address, or password as an additional security measure that helps protect your Personal Data.  To help you protect your privacy, these Sites have tools to help you log in and log out.

ACCESSING, CHANGING AND DELETING PERSONAL INFORMATION

We rely on you to update and correct your Personal Data.  If you are a user of our Sites, subscriber to [CMP product], purchaser of CMP products and services, you can review, update and correct your information directly on CMP’s website or by contacting us using the information in the “Contact Information” section below.

 

Typically, we retain your Personal Data for the period necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.  This may include retaining your Personal Data indefinitely, even after you are no longer a CMP member, in order to provide you with future marketing opportunities and other purposes, as well as to comply with our legal obligations, resolve disputes, or enforce any of our agreements.  

 

Please note that you can request, at any time, that we delete your Personal Data.  All requests must be directed to the contact in the “Contact Information” section below.  We can decide to delete your Personal Data if we believe that the data is incomplete, inaccurate, or that our continued use and storage are contrary to our obligations to other members, individuals, or third parties.  When we delete your Personal Data, it will be removed from our active databases or anonymized so that the data is no longer identified with you, but the data may remain in our archives if CMP determines that it is not practical or possible to delete it.

Your Personal Data is processed in the United States, where privacy laws may be less stringent than the laws in your country and where the government, courts, or law enforcement may be able to access your data.  By submitting your Personal Data to us, you agree to the transfer, storage and processing of your Personal Data in the United States.

You, as the data subject, have the right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, place of work, or place of the alleged infringement, if you believe that the processing of your personal data does not comply with legal requirements.

In the event we determine the occurrence of a data security incident, we will notify you by email, US mail, telephone, or other means as permitted by law.

If you have questions, comments, or complaints concerning our privacy practices or if you wish to change, access, or remove your Personal Data, please contact us as indicated below.  We will attempt, where practical, to respond to your requests and to provide you with additional privacy related information.

Cosgrove Meurer Productions, Inc. is the owner of this Website and retains all ownership rights to the information collected at this Website. Cosgrove Meurer Productions, Inc. reserves the right to change, modify, add, or remove provisions of this Privacy Statement. Any changes to this Privacy Statement will be posted here, and we encourage you to check back from time to time. In addition, Cosgrove Meurer Productions, Inc. will notify registered users of changes as they occur.

We allow third-party companies to serve ads and/or collect certain anonymous information when you visit our web site. These companies may use non-personally identifiable information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party web beacon to collect this information. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, you can visit networkadvertising.org. Your use of the site constitutes your agreement to accept cookies, beacons and third-party advertising. Cosgrove Meurer Productions, Inc. assumes no responsibility for third-party ads.

ARTICLE 1. Personalization
1.1 We may use the contact information you give us to better tailor your Website experience to your interests, and to send you information about Cosgrove Meurer Productions, Inc. and its services as well as promotional material on behalf of some of our partners. We may use other information that you provide to us to show you content in which you may be interested and to display the content according to your preferences. We will also share this information within Cosgrove Meurer Productions, Inc. in order to enhance your experience on this and other Cosgrove Meurer Productions, Inc. Websites.
1.2 In addition, we may share this information with advertisers or other third parties that are not part of the Cosgrove Meurer Productions, Inc. family on an aggregate or other basis that does not disclose your identity or contact information.

ARTICLE 2. Online Surveys/Contests
2.1 From time to time, we may conduct online surveys and contests. These may ask you for contact information (like name or email address) and demographic information (like zip code or age).
2.2 We may use this contact information from our surveys and contests to provide you with information about our company and promotional material on behalf of some of our partners, and to contact you when necessary.

ARTICLE 3. Shopping/Commercial Services
3.1 This Website may offer shopping services, which may be offered by us or by a firm that operates a store under contract with us. If our Website offers shopping or other commercial services, you will use a customer order form to request information, products, and services. The order form will ask you to give us contact information (like name or email address), financial information (like account or credit card numbers), and demographic information (like zip code or age).

3.2 We will use the financial information that you provide to bill you for products and services. By giving our Website your credit card and related personal information, you are authorizing our store to give that information to the merchant and credit card company in order to confirm and fulfill your order.

3.3 We will use contact information from the order form to fulfill your orders. We may also use contact data to get in touch with you when necessary. We will not otherwise use or distribute your financial information without your prior approval.

ARTICLE 4. Public forums
4.1 This Website may make available chat rooms, blogs, forums, message boards, and news groups. Please remember that any information that you disclose in these areas becomes public information and you should exercise caution when deciding to disclose your personal information. Information disclosed by you or by others enters the public domain and may be freely used by any other persons or entities using the site.

ARTICLE 5. Information Sharing With Third Parties
5.1 From time to time we may enter into a special relationship with another company that is not owned by Cosgrove Meurer Productions, Inc. to provide additional features at this Website. These special relationships may include “powered by” partners, business partners, sponsors, and co-branded sites (referred to here as “co-branded pages”). These might include, for example, pages that share our name and that of another entity. You should look for a specific privacy statement on any such co-branded page. Any personal information that you provide when signing up at one of those co-branded pages may be shared with our third party partner. You should also check our partner’s website for information regarding its privacy policies.

5.2 Also, the nature of some features of our Website may require that we share personal information about you with persons or companies outside of Cosgrove Meurer Productions, Inc. For example, this may occur at a feature that enables you, via our Website, to ask questions of persons or entities that are not part of Cosgrove Meurer Productions, Inc. By responding to those features of the site, whether by email or direct entry of information on our Website, you are consenting to our transferring that information to such persons or entities.

5.3 With respect to specific registration modules, like contests, we may disclose personal information collected, and we may post a conspicuous statement on the registration module to the effect that we will be disclosing the information collected with third parties.

5.4 Finally, we may share any of the information collected from you with these other non- Cosgrove Meurer Productions, Inc companies in an aggregate basis. The aggregated information is not linked to any information that can identify you.

ARTICLE 6. IP Address and Log Files
6.1 We may use your IP address to administer our Website, to help diagnose problems with our server, to analyze trends, to track users’ webpage movements, to help identify you and your shopping cart, and to gather broad demographic information for aggregate use.

ARTICLE 7. Cookies
7.1 This Website may use a standard technology called a “cookie” to collect information about how you use the Website. Cookies reside on your computer and help our Website to recognize your computer’s browser as a previous visitor. This information allows us to customize delivery of information. For example, our Website may use cookies to save and remember registration information or preferences that you may have set while browsing the Website, to keep track of your shopping cart, to ensure you don’t see the same ad content repeatedly, to deliver content specific to your interests, and to save your password so you do not have to re-enter it each time you visit our site. We use cookies only to gather information as indicated in this policy.

7.2 In addition, on occasion our site may also set a “session cookie” which helps us administer the Website. The session cookie expires when you close your browser and does not retain any information about you after it expires.

7.3 Finally, we may also use an ad network provider to help present advertisements on this and other Cosgrove Meurer Productions, Inc. websites. This ad network provider, like other advertising service vendors, uses cookies, web beacons, or similar technologies on the hard drive of your computer to serve you advertisements tailored to interests you have shown by browsing on this and other sites you have visited, and to determine whether you have seen a particular advertisement before and to avoid sending you duplicate advertisements. In doing so, the provider collects non-personal data such as your browser type, your operating system, web pages visited, time of visits, content viewed, ads viewed, and other clickstream data. The use of cookies, web beacons, or similar technologies by these ad network providers is subject to their own privacy policies, not ours, and Cosgrove Meurer Productions, Inc. assumes no responsibility for the collection or use of such information.

ARTICLE 8. Banner Advertising
8.1 We have contracted with an ad-service to place banner advertising on our Website. All of the data provided and generated by the ad-server software remains in our possession. This feature of our Website may, on occasion, set “cookies” on your computer. Any information collected or stored by the ad-service or the cookies is treated in the same manner as other information described in this statement.

ARTICLE 9. Children’s Personal Information
9.1 Consistent with the Children’s Online Privacy Protection Act:

9.1.1 This site does NOT collect, use, or disclose personal information (including online contact information) of children under the age of thirteen (13).

9.1.2 In the event that a child under the age of 13 attempts to register on our site, we will NOT accept the registration and will delete information received from the child.

9.1.3 In the event that a child posts personal information in a public forum such as a chat room, we will attempt to delete that information once we become aware of it.

ARTICLE 10. Security of Your Personal Information
10.1 Cosgrove Meurer Productions, Inc. employs reasonable security measures consistent with standard industry practice, for information collected through this Website. We believe that we have adequate security measures in place in our physical facilities to protect against the loss, misuse, or alteration of the information we collect on our Website. We also use internal protections to limit access to users’ personal information to only those employees who need the information to perform a specific job.

ARTICLE 11. Sale or Merger
11.1 If this Website is sold to, or merges with, another company not owned by Cosgrove Meurer Productions, Inc., you should expect that some or all of the information collected from this Website may be transferred to the buyer/surviving company. If so, CMP will seek to obligate the acquiring company to use any personal information transferred by this Website in a manner consistent with this statement, but cannot guarantee that it will be able to impose that requirement or that the acquiring company will comply.

ARTICLE 12. Legal Process
12.1 You should be aware that Cosgrove Meurer Productions, Inc. may be required to disclose your personal information to the government or third parties under certain circumstances, such as in court or regulatory proceedings.

ARTICLE 13.  Contacting the Website

13.1        If you have any questions about this Privacy Statement, the practices of this Website, or your dealings with this Website, please contact us at: unsolved@unsolved.com.

ARTICLE 14.  general information

14.1        Choice of Law:  This Agreement and the Additional Terms shall be governed by, construed and enforced in accordance with the laws of the State of California , as it is applied to agreements entered into and to be performed entirely within such state, without regard to conflict of law principles.

14.2        Choice of Forum:  You agree that any cause of action you or Cosgrove Meurer Productions, Inc. brings to enforce this Agreement and/or the Additional Terms, or in connection with any matters related to this Website and/or the Privacy Statement, shall be submitted to arbitration in the County of Los Angeles, State of California, United States of America in accordance with the commercial rules and regulations of the American Arbitration Association then in effect (as amended herein), provided that said arbitration shall be heard before a single arbitrator, who shall be a retired judge, selected pursuant to such rules and regulations, and shall be conducted on an expedited basis and in confidence. The arbitrator’s decision shall be controlled by the terms and conditions of this agreement and any other agreements I may enter into with you, and shall be final and binding, and shall provide for each party to bear its own costs of arbitration and attorneys’ fees.  Each party expressly waives any right to a jury.  Judgment upon the award of the arbitrator may be entered or enforced in any court of competent jurisdiction. 

14.4        If any provision of this Agreement, or the application thereof to any person or circumstances, is held invalid or for any reason unenforceable then such provision shall be deemed superseded by a valid, enforceable provision that matches, as closely as possible, the original provision, and the other provisions of this Agreement shall remain in full force and effect.  The failure of either party to insist upon strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right.  Unless expressly provided otherwise, this Agreement is the entire agreement between you and Cosgrove Meurer Productions, Inc. with respect to the use of this Website and shall not be modified except in writing, signed by an authorized representative of Cosgrove Meurer Productions, Inc.

ARTICLE 15.  European Union and Other Foreign Nations

15.1        This Website is governed by and operated in accordance with the laws of United States of America and is intended for enjoyment of residents of the United States.  Cosgrove Meurer Productions, Inc. makes no representation that this Website is governed by or operated in accordance with the laws of other nations.  By using this Website and submitting any personal information, visitors from outside of the United States acknowledge this Website is subject to U.S. law, consent to the transfer of personal data to the U.S., and waive any claims that may arise under their own national laws.