A ghost called Resurrection Mary haunts the city of Chicago.

Mary’s ghost was sited by the cemetery

Mary has been sited at a local dance hall


In January of 1979, a Chicago cab driver stopped to pick up a female passenger at the front gates of Resurrection Cemetery, the final resting place of more than 150,000 souls.  But before he could let her in, the mysterious woman disappeared.  The cab driver had just met Chicago’s most famous ghost, Resurrection Mary.

Richard Crowe was a local historian and folklorist at the time of the sighting:

“I think that of all the ghost stories worth believing in, Resurrection Mary is the one with the best documentation.  The witnesses that I’ve found are remarkably level-headed.  And they’re primarily blue collar, middle-class types who have steady jobs and who have no other major claims to psychic encounters in their lives.”

Jerry Palus gave Mary’s ghost a ride home

As the story goes, the first person to ever encounter Resurrection Mary was Jerry Palus.  The year was 1939.  The place…a Chicago dance hall where Jerry was a regular.

Jerry was captivated by a young blonde woman and immediately asked her to dance.  He learned little about her, except that her name was Mary and she lived on the south side of town.  He danced with the young woman all night. When it was time to leave, Jerry offered Mary a ride home.

Before his death in 1992, Jerry was interviewed about his encounter with Resurrection Mary.  He described the events of that evening:

“As we walked along to the street she says well you might as well take me down to Archer Road.  And I said what for?  I said you live up here where you told me.   And she says no I want to go out to Archer Road.”

Jerry stopped in front of Resurrection Cemetery and let Mary out of the car.  It was at that moment that she vanished before his eyes. Jerry admitted he was perplexed, but certainly willing to forgive one unexplained disappearance. 

Actual article about Mary Bregovy’s death

Still wanting to know more about the mysterious woman, the very next day Jerry drove to the house where Mary had said she lived.  Jerry found the house with little trouble.  The woman who answered the door was Mary’s mother.  When Jerry asked if he could see her daughter, the woman told him that Mary had been dead for five years.

According to Richard Crowe, it then dawned on Jerry that Mary was no ordinary woman:

“It’s then, Jerry said, that he understood why the woman he was dancing with that night was ice cold to the touch. He had worked in a funeral home for a while and it was the touch of a corpse.”

Years later, Richard Crowe learned the ghost was believed to be the restless spirit of a young woman named Mary Bregovy.  Mary Bregovy had been killed in a traffic accident in 1934, a month before her 21st birthday.  She was laid to rest in Resurrection Cemetery in her favorite white gown.

Over the years, Resurrection Mary has been seen time and time again, at dance clubs, in taxis, and walking outside the cemetery, looking for someone to take her home.

In 1980, Clare Rudnicki was driving along the front of Resurrection Cemetery, when she too spotted Mary:

“I really didn’t think there was any ghost.  You hear these stories and these old ghost tales but it’s never happened to me.  But now I must say I think I’m changing my mind.
I was just looking out the window as we were going down the street.  And on the right hand-side of the road there was a girl walking.  She was bright, very bright, like illuminating.  She was just walking very slowly.  I remember thinking oh my god it’s Resurrection Mary.  And I can feel my stomach starting to turn.  I was very frightened, I have to admit.  It did scare me.”

Clare’s husband, Mark Rudnicki, was also in the car:

“We all went past it, turned around and came back and by the time we’d gotten back to where we’d originally seen her it had gone.  Vanished.” 

In October of 1989, Janet Kalal and a friend were out for an evening drive.  After about an hour, they found themselves at Resurrection Cemetery.  It was then, Janet recalled, that a pale young woman stepped in front of the car:

“There was no impact, there was no… bump to say that you know I had hit something.  But I know she ran out… and I hit her.  She was all in white and her hair and the dress were… flowing back.  It was like a stream backwards, you know away from her.  And I just saw this profile of a young woman.”

Does the ghost of Mary Bregovy really haunt Chicago? Or is Resurrection Mary just an urban myth?  In any case, should you find yourself driving in the city late one night and happen to spot a pale young woman in a flowing white gown, you might think twice about offering her a ride.

Watch this case now on Amazon Prime in season six with Robert Stack and in season three with Dennis Farina. Also available on YouTube with Dennis Farina. Various seasons available now on Hulu.


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    Terry Avallone

    Sometimeed in mid 90’s my husband and I were returning from Downtown Chicagoi


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    I was sleeping on the couch one day and as I was waking up I blinked and for a moment it looked like there was a girl in a white gown standing over watching me. She had dirty blonde hair. This was out west in dupage county though. Another time I was walking through the woods at night and had a vision of a girl in a white gown clawing at me. I didn’t see it but had a mental image. That was different tho, more of a wedding dress probably a different girl or imagination I don’t know how this stuff works.


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    I’d date that girl, no matter she’s a ghost. Totally no luck with living ones..


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    Regardless of what it is that makes up the life of a ‘ghost’, it seems like wandering around lost and lonely for all time would be a very despondent, depressing, frightening, confusing, heartbreaking way to spend eternity. I wouldn’t wish that barren existence on my worst enemy. Maybe that constitutes the punishment of hell for some individuals.


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    I am Mary… you may not know when I’m coming, but I’m there. You drive on my street and I will see you. Good luck!!!


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    I forgot to mention in my last post that in The Bible, God often talks about the “Peacefulness” & “Restlessness” of Human Souls. Those that believe in Him tend to have “peace” in their soul, while those who don’t believe in Him &/or resist Him seem to be “restless”.


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    Black Bieber

    Resurrection Mary’s spirit during that 50 year period (1939 – 1989) seemed to be at some type of “unrest”, as ghosts who (are witnessed by living beings) wander around very often seem to have some “unfinished business” that they obviously can’t finish but wish they could finish. Although it seems unlikely due to the her spirit’s “restlessness”, hopefully, Mary Bergovy (born 1912 – died 1934) believed in God. Also, although this program stated that Mary died “a month before her 21st Birthday”, if her info from Ancestry.com is correct, then she was already 21 years old & would’ve turned 22 years old a month later when she died.


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    I bought a vhs copy of ghosts of chicago with richard crowe,the jerry palus interview was on it and was only 5 minutes long with not enough info,my question is how true was the palus account? was the girl`s name really mary or did palus think it was?what was the real palus story ?and how much was embellished by the unsolved mystery show?did palus really visit the address the next day?my problem is that all researchers believe all the accounts without questioning if it`s fake.


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    That’s right Martyn. But that Mary doesn’t match the description of other accounts of the hitchhiking Mary. Those that seen the hitchhiking Mary seen pictures of (Gerry’s) Mary and they said that’s not her. Is it possible that there is more than one Resurection Mary? I saw the Gerry Palus interview on TV but I can’t recall if it was mentioned that others in the dance hall seen Gerry with her. Does anyone know? I’m not trying to be a skeptic. Just wondering.


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    Martyn Wigmore

    I don’t think there is any mystery as to resurrection Mary’s identity. Resurrection Mary gave Gerry Palus her address, and her parents confirmed that Mary had lived there up to five years ago, then she died.


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    Much research has been done on this. It is still confusing what deceased person is the actual ghost named Mary. The sightings of her wondering around the Justice area describe her as having blonde hair and blue eyes but Jerry Palus describes her and the picture he seen of her where she lived, as different. Brown hair. Some researchers believe it is actually Anna Norkus who danced at the ballroom (now known as Willowbrook Ballroom) and was unfortunately killed in a car wreck on Harlem Ave. on her way home. The story of a woman getting into an argument with her date at the ballroom and then walked away on Archer Ave and getting struck/killed by a hit and run driver is false. No record of such incident. I recommend reading about Anna Norkus. Think you’ll find it very interesting. She supposedly was buried at, and later moved in Resurrection Cemetary and her grave is unmarked. A contact of mine claims to know the unmarked grave sight and I plan to go see it with him soon.


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      I used to think it was Anna too, but Anna died when she was only 12. Girls back then in that area usually dated / married around age 16-25. Anna had short blonde hair, was petite and slim. She had a sister, Sophie, who had longer hair, same color with a similar build who was 16 at the time Anna died, also injured in the same wreck. I’m wondering if it was Sophie who was the ghost.


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    Whenever friends or I would drive by, which was pretty often, we would always try to catch a glimpse of her. Never did, but good legend.


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    im really scared of ghosts should i really be also i watch this show its awesime i watch it on escap


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    Bernard Short

    I remember this case here because when Unsolved Mysteries had interviewed this big fella with the glasses he said that the young woman that Jerry once danced with was ice cold to the touch but in reality he worked at a Funeral Home for a while & has touched many corpses fresh outta the freezer but I remember the reinactment scene when a car loaded with 4 passengers were then driving down Archer Ave. along the front of Ressurection Cemetery back in Chicago & had seen a ghostly glow on the right hand side of the street which turned up to be a young woman who had died in a traffic accident back in 1934 but this case file is very spooky to those who’d watched it back then.


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    My family is buried there my dad grandmother n etc I beleave it is all true… Also it is a beautiful cemetery


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    Back in 1988 my sister & I were driving home from cousins house out south. We were driving along & we seen a woman running down the highway. I had to stop the car because she was right in the center of our lane. She was hitting my car and came around to my window screaming for help. She was covered in blood. She had long hair and it appeared to be light brown and she had a white gown or long blouse on covered in blood. We were so afraid of what was chasing her & decided to drive to nearby tollbooth & report to state troopers. Then we got back on road to home & when we got home my mom called state police to see if they found anyone. They said they did not find anyone and no report of accidents. This was crazy! For many years we’ve talked about this & to this day we really don’t know what happened. This was real!! We both seen this woman & heard her screams…. It was horribly real!! I would love to know who and what happened?? This was on a highway near Worth Illinois back in 1988.


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    Yep. Lydia’s Bridge is right up the road from me in Jamestown NC. Never have seen her but a real similar story.


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    On DESTINATION AMERICA channel they have a program called MYSTERIES and MONSTERS in AMERICA. They had a segment on LYDIA the ghostly hitch=hiker. It is almost the same story accept its in a different state and she hangs out by the bridge where she died, its worth a look.


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    As a paranormal investigator from the Chicago area, I can tell you that this spirit has been encountered by multiple witnesses spanning over fifty years. The full story (including the multiple sightings) can be found in many Chicago paranormal books. Although I have never personally witnessed this spirit in action, it is one of the oldest and most well-documented sightings in the United States.


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      I thought resurrection Mary had short blonde hair? The other Mary Who was killed in the loop with a couple of her friends she had brown hair. Which one of the mary is seen walking down Archer Avenue the blonde? And has she ever went to her mother and father’s house or had somebody drop her off there?


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    One of the spookiest and well done segments they ever produced. Doubt in the veracity of the incident. But its awesome.


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    i have a feeling that this is all phony


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    Combat Arms CA



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    im not seeing why that was so hard


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    Bernard Short

    That story is pretty spooky there because I remember watching that story several years ago back on Lifetime because the man back in the late 1930’s claimed that he had danced with this young woman because her hands were like ice to the touch but right after the dance he’d then offer her a ride home but instead he was ordered to stop along this cemetery then as she gotten outta the car & as the man watched this young woman had vanished before his very eyes which was kinda spooky there but this story is very great.


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    She is really buried in that cemetery. As far as the ghost I’m not sure but I’ve seen her tombstone.


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    Oh it’s so real trust me on that one


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    Not real


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    I know some ones dad who has seen her.


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    I have been there. The cemetary has no record of Mary Bregovy


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      Well if Mary died in 1934 then her death certificate my have been lost or because of how old the certificate is it might of aged and got thrown out because it is or was unreadable


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        I Saw her in 1982, it was a foggy rainy night. I saw a real plain face girl walking like she was determined. I never did see her feet, that came to me 10 years latter. I just thought that that poor girl was going to ruin that beautiful antique light blue dress to me but there was a glow like to it. I believe it was white. Being 18 years old at that time I found it weird that I was worried about her dress..I hit my brakes and they screeched and I spun the car around and When I looked for her she was gone. There was no place for her to go to, but she was gone. To this day I still can’t believe that I was worried about her ruining that antique dress. I have never worried about a girls dress before or since. I did worry about getting laid a lot back then. LOL The report ON unsolved mysteries didn’t do the story justice. I saw what I saw and I know what I know.


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      Dorothy Wingenfeld

      Search for “mary Bregovy” at Ancestry.com
      Bregovy, Mary 19720716
      b. Apr. 7, 1912 d. Mar. 10, 1934 Resurrection Catholic Cem…
      Cook County
      Illinois, USA
      Bregovy, Mary 32105701
      b. 1888 d. Feb. 3, 1922 Resurrection Catholic Cem…
      Cook Count


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      Jon segotti

      Are u for real?


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    ya listen to that person


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    Why doesn’t any one set up cameras around archer ave to see if u can catch the ghost of Mary on camera? Thank you


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      Frank Kuzmanic

      Richard crowe was a personal friend of mine for over 20 years. My parents,grandparents and aunts and uncles are buried in resurrection. Richard had a picture of the front gate pulled apart by 2 hands with burn marks where the 4 fingers were. I pèrsonally thought it was done with a torch and car jack. Richard believed it real. Im 64 now and grew up in Oak Lawn. I was in batchellor grove cemetery the first time in 1958. My parents best friend lived in the closest house. The son did steal a headstone and had it under his bed . Richard had never been there until i took him. He took a picture across old oak park ane where i was told a man named BAtchellor lived. There were huge 10 foot iron gates that were chained but we squeezed through. Richard took a picture of the foundation where the original house stood. It had burned down. I called hey rich, take a look at this. He took a picture and when he had it developed, his name Rich was written in ectoplasm.


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CMP implements commercially reasonable security measures to help protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. Except for membership directories, membership lists and registration lists, and the sharing of information as set forth in this Privacy Policy, we restrict access to Personal Data to certain companies who need the data to operate, develop, or improve our services. These individuals or partner organizations are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.


Unfortunately, no data transmission over the Internet or electronic storage is fully secure. Accordingly, and despite our reasonable efforts to protect your Personal Data from unauthorized access, use, or disclosure, CMP cannot guarantee or warrant the security of the Personal Data you transmit to us, or to or from our online Sites. If you have questions about this Privacy Policy, please contact us.


Certain areas of the Sites require the use of a user ID, email address, or password as an additional security measure that helps protect your Personal Data.  To help you protect your privacy, these Sites have tools to help you log in and log out.


We rely on you to update and correct your Personal Data.  If you are a user of our Sites, subscriber to [CMP product], purchaser of CMP products and services, you can review, update and correct your information directly on CMP’s website or by contacting us using the information in the “Contact Information” section below.


Typically, we retain your Personal Data for the period necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.  This may include retaining your Personal Data indefinitely, even after you are no longer a CMP member, in order to provide you with future marketing opportunities and other purposes, as well as to comply with our legal obligations, resolve disputes, or enforce any of our agreements.  


Please note that you can request, at any time, that we delete your Personal Data.  All requests must be directed to the contact in the “Contact Information” section below.  We can decide to delete your Personal Data if we believe that the data is incomplete, inaccurate, or that our continued use and storage are contrary to our obligations to other members, individuals, or third parties.  When we delete your Personal Data, it will be removed from our active databases or anonymized so that the data is no longer identified with you, but the data may remain in our archives if CMP determines that it is not practical or possible to delete it.

Your Personal Data is processed in the United States, where privacy laws may be less stringent than the laws in your country and where the government, courts, or law enforcement may be able to access your data.  By submitting your Personal Data to us, you agree to the transfer, storage and processing of your Personal Data in the United States.

You, as the data subject, have the right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, place of work, or place of the alleged infringement, if you believe that the processing of your personal data does not comply with legal requirements.

In the event we determine the occurrence of a data security incident, we will notify you by email, US mail, telephone, or other means as permitted by law.

If you have questions, comments, or complaints concerning our privacy practices or if you wish to change, access, or remove your Personal Data, please contact us as indicated below.  We will attempt, where practical, to respond to your requests and to provide you with additional privacy related information.

Cosgrove Meurer Productions, Inc. is the owner of this Website and retains all ownership rights to the information collected at this Website. Cosgrove Meurer Productions, Inc. reserves the right to change, modify, add, or remove provisions of this Privacy Statement. Any changes to this Privacy Statement will be posted here, and we encourage you to check back from time to time. In addition, Cosgrove Meurer Productions, Inc. will notify registered users of changes as they occur.

We allow third-party companies to serve ads and/or collect certain anonymous information when you visit our web site. These companies may use non-personally identifiable information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other Web sites in order to provide advertisements about goods and services likely to be of greater interest to you. These companies typically use a cookie or third party web beacon to collect this information. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, you can visit networkadvertising.org. Your use of the site constitutes your agreement to accept cookies, beacons and third-party advertising. Cosgrove Meurer Productions, Inc. assumes no responsibility for third-party ads.

ARTICLE 1. Personalization
1.1 We may use the contact information you give us to better tailor your Website experience to your interests, and to send you information about Cosgrove Meurer Productions, Inc. and its services as well as promotional material on behalf of some of our partners. We may use other information that you provide to us to show you content in which you may be interested and to display the content according to your preferences. We will also share this information within Cosgrove Meurer Productions, Inc. in order to enhance your experience on this and other Cosgrove Meurer Productions, Inc. Websites.
1.2 In addition, we may share this information with advertisers or other third parties that are not part of the Cosgrove Meurer Productions, Inc. family on an aggregate or other basis that does not disclose your identity or contact information.

ARTICLE 2. Online Surveys/Contests
2.1 From time to time, we may conduct online surveys and contests. These may ask you for contact information (like name or email address) and demographic information (like zip code or age).
2.2 We may use this contact information from our surveys and contests to provide you with information about our company and promotional material on behalf of some of our partners, and to contact you when necessary.

ARTICLE 3. Shopping/Commercial Services
3.1 This Website may offer shopping services, which may be offered by us or by a firm that operates a store under contract with us. If our Website offers shopping or other commercial services, you will use a customer order form to request information, products, and services. The order form will ask you to give us contact information (like name or email address), financial information (like account or credit card numbers), and demographic information (like zip code or age).

3.2 We will use the financial information that you provide to bill you for products and services. By giving our Website your credit card and related personal information, you are authorizing our store to give that information to the merchant and credit card company in order to confirm and fulfill your order.

3.3 We will use contact information from the order form to fulfill your orders. We may also use contact data to get in touch with you when necessary. We will not otherwise use or distribute your financial information without your prior approval.

ARTICLE 4. Public forums
4.1 This Website may make available chat rooms, blogs, forums, message boards, and news groups. Please remember that any information that you disclose in these areas becomes public information and you should exercise caution when deciding to disclose your personal information. Information disclosed by you or by others enters the public domain and may be freely used by any other persons or entities using the site.

ARTICLE 5. Information Sharing With Third Parties
5.1 From time to time we may enter into a special relationship with another company that is not owned by Cosgrove Meurer Productions, Inc. to provide additional features at this Website. These special relationships may include “powered by” partners, business partners, sponsors, and co-branded sites (referred to here as “co-branded pages”). These might include, for example, pages that share our name and that of another entity. You should look for a specific privacy statement on any such co-branded page. Any personal information that you provide when signing up at one of those co-branded pages may be shared with our third party partner. You should also check our partner’s website for information regarding its privacy policies.

5.2 Also, the nature of some features of our Website may require that we share personal information about you with persons or companies outside of Cosgrove Meurer Productions, Inc. For example, this may occur at a feature that enables you, via our Website, to ask questions of persons or entities that are not part of Cosgrove Meurer Productions, Inc. By responding to those features of the site, whether by email or direct entry of information on our Website, you are consenting to our transferring that information to such persons or entities.

5.3 With respect to specific registration modules, like contests, we may disclose personal information collected, and we may post a conspicuous statement on the registration module to the effect that we will be disclosing the information collected with third parties.

5.4 Finally, we may share any of the information collected from you with these other non- Cosgrove Meurer Productions, Inc companies in an aggregate basis. The aggregated information is not linked to any information that can identify you.

ARTICLE 6. IP Address and Log Files
6.1 We may use your IP address to administer our Website, to help diagnose problems with our server, to analyze trends, to track users’ webpage movements, to help identify you and your shopping cart, and to gather broad demographic information for aggregate use.

ARTICLE 7. Cookies
7.1 This Website may use a standard technology called a “cookie” to collect information about how you use the Website. Cookies reside on your computer and help our Website to recognize your computer’s browser as a previous visitor. This information allows us to customize delivery of information. For example, our Website may use cookies to save and remember registration information or preferences that you may have set while browsing the Website, to keep track of your shopping cart, to ensure you don’t see the same ad content repeatedly, to deliver content specific to your interests, and to save your password so you do not have to re-enter it each time you visit our site. We use cookies only to gather information as indicated in this policy.

7.2 In addition, on occasion our site may also set a “session cookie” which helps us administer the Website. The session cookie expires when you close your browser and does not retain any information about you after it expires.

7.3 Finally, we may also use an ad network provider to help present advertisements on this and other Cosgrove Meurer Productions, Inc. websites. This ad network provider, like other advertising service vendors, uses cookies, web beacons, or similar technologies on the hard drive of your computer to serve you advertisements tailored to interests you have shown by browsing on this and other sites you have visited, and to determine whether you have seen a particular advertisement before and to avoid sending you duplicate advertisements. In doing so, the provider collects non-personal data such as your browser type, your operating system, web pages visited, time of visits, content viewed, ads viewed, and other clickstream data. The use of cookies, web beacons, or similar technologies by these ad network providers is subject to their own privacy policies, not ours, and Cosgrove Meurer Productions, Inc. assumes no responsibility for the collection or use of such information.

ARTICLE 8. Banner Advertising
8.1 We have contracted with an ad-service to place banner advertising on our Website. All of the data provided and generated by the ad-server software remains in our possession. This feature of our Website may, on occasion, set “cookies” on your computer. Any information collected or stored by the ad-service or the cookies is treated in the same manner as other information described in this statement.

ARTICLE 9. Children’s Personal Information
9.1 Consistent with the Children’s Online Privacy Protection Act:

9.1.1 This site does NOT collect, use, or disclose personal information (including online contact information) of children under the age of thirteen (13).

9.1.2 In the event that a child under the age of 13 attempts to register on our site, we will NOT accept the registration and will delete information received from the child.

9.1.3 In the event that a child posts personal information in a public forum such as a chat room, we will attempt to delete that information once we become aware of it.

ARTICLE 10. Security of Your Personal Information
10.1 Cosgrove Meurer Productions, Inc. employs reasonable security measures consistent with standard industry practice, for information collected through this Website. We believe that we have adequate security measures in place in our physical facilities to protect against the loss, misuse, or alteration of the information we collect on our Website. We also use internal protections to limit access to users’ personal information to only those employees who need the information to perform a specific job.

ARTICLE 11. Sale or Merger
11.1 If this Website is sold to, or merges with, another company not owned by Cosgrove Meurer Productions, Inc., you should expect that some or all of the information collected from this Website may be transferred to the buyer/surviving company. If so, CMP will seek to obligate the acquiring company to use any personal information transferred by this Website in a manner consistent with this statement, but cannot guarantee that it will be able to impose that requirement or that the acquiring company will comply.

ARTICLE 12. Legal Process
12.1 You should be aware that Cosgrove Meurer Productions, Inc. may be required to disclose your personal information to the government or third parties under certain circumstances, such as in court or regulatory proceedings.

ARTICLE 13.  Contacting the Website

13.1        If you have any questions about this Privacy Statement, the practices of this Website, or your dealings with this Website, please contact us at: unsolved@unsolved.com.

ARTICLE 14.  general information

14.1        Choice of Law:  This Agreement and the Additional Terms shall be governed by, construed and enforced in accordance with the laws of the State of California , as it is applied to agreements entered into and to be performed entirely within such state, without regard to conflict of law principles.

14.2        Choice of Forum:  You agree that any cause of action you or Cosgrove Meurer Productions, Inc. brings to enforce this Agreement and/or the Additional Terms, or in connection with any matters related to this Website and/or the Privacy Statement, shall be submitted to arbitration in the County of Los Angeles, State of California, United States of America in accordance with the commercial rules and regulations of the American Arbitration Association then in effect (as amended herein), provided that said arbitration shall be heard before a single arbitrator, who shall be a retired judge, selected pursuant to such rules and regulations, and shall be conducted on an expedited basis and in confidence. The arbitrator’s decision shall be controlled by the terms and conditions of this agreement and any other agreements I may enter into with you, and shall be final and binding, and shall provide for each party to bear its own costs of arbitration and attorneys’ fees.  Each party expressly waives any right to a jury.  Judgment upon the award of the arbitrator may be entered or enforced in any court of competent jurisdiction. 

14.4        If any provision of this Agreement, or the application thereof to any person or circumstances, is held invalid or for any reason unenforceable then such provision shall be deemed superseded by a valid, enforceable provision that matches, as closely as possible, the original provision, and the other provisions of this Agreement shall remain in full force and effect.  The failure of either party to insist upon strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right.  Unless expressly provided otherwise, this Agreement is the entire agreement between you and Cosgrove Meurer Productions, Inc. with respect to the use of this Website and shall not be modified except in writing, signed by an authorized representative of Cosgrove Meurer Productions, Inc.

ARTICLE 15.  European Union and Other Foreign Nations

15.1        This Website is governed by and operated in accordance with the laws of United States of America and is intended for enjoyment of residents of the United States.  Cosgrove Meurer Productions, Inc. makes no representation that this Website is governed by or operated in accordance with the laws of other nations.  By using this Website and submitting any personal information, visitors from outside of the United States acknowledge this Website is subject to U.S. law, consent to the transfer of personal data to the U.S., and waive any claims that may arise under their own national laws.